Wassiyah

Sehingga hari ini, masih belum berjaya lagi buat wasiat. Banyak sangat halangan yang ada. Mungkin akan ada yang kata, macam banyak sangat harta makcik ni. Memang tak banyak pun. Tapi, kalau sikit pun menyusahkan Oyin dan adik-adik dia (insyaallah) kalau banyak lagilah menyusahkan.

Lagipun dalam financial planning kita kena plan, preserve and protect. Kita ada basically 6 perkara dalam financial planning which is first to plan financially, risk management (insurance and like), kita kena buat investment (carilah duit dan harta), kita kena fikir about taxes and zakat, kita kena plan for our retirement dan kena fikir about what happen to our assets after we died.

Kalau cuma fikir 5 yang pertama tapi tak fikir yang last sekali, we are not doing justice to our kids. Dah lah kita dah tak ada, nak teruskan hidup pun siksa.

So, semalam dah niat nak buat wasiat kat bank (my regular one). Bila tanya to the first person, dia kata kena tanya to that officer. bila tanya pada that officer, dia kata kena jumpa this person at this level sebab kalau diaorang buat pun diaorang tak tau apa requirement this person at this level.

Aduh, banyak nyer halangan...

The point is, if you dont know how to sell the product or not ready yet, dont SELL. Dont make other people's life difficult..

So, journey to wassiyah writing should not stop here. I have decided to write a will at ARB. Easier and faster.  Target, by end of this year dah ada wasiat.