Himpunan Doa

Doa Supaya Kaya Raya, Ramai Anak dan Panjang Umur

Ya Allah,
Ampunkanlah dosaku
dan kurniakanlah kepadaku
keluasan pada tempat tinggalku
dan berkatilah pada rezeki
yang kau kurniakan padaku

Doa Beroleh Harta dan Mudah Membayar Hutang

Ya Allah,
cukupkanlah aku dengan rezekimu yang halal
hingga aku terhindar daripada yang haram
kayakanlah aku dengan anugerahmu
hingga aku tidak meminta-minta
selain daripadamu

Doa Beroleh Rezeki Yang Banyak

Ya Allah
jadikanlah aku
antara kalangan hambaMu
yang mendapat bahagian (pencapaian)
yang hebat pada nur
yang Engkau kurniakan sebagai hidayah
dan rahmat
yang Engkau kurniakan
dan rezeki yang Engkau sebarkan
dan mudarat yang Engkau selamatkan
daripada menimpa hamba-hambamu
dan bala yang Engkau angkatkan
daripada menimpa hamba-hambamu
dan fitnah yang Engkau jauhkan
daripada menimpa hamba-hambamu
dan keburukan yang Engkau hindarkan
daripada menimpa hamba-hambamu

Amin ya rabbal alamin...

Petikan doa daripada buku 101 Petua Murah Rezeki dan Jauhi Hutang oleh Ustazah Siti Bahyah Mahamood, Zahazan Mohamed dan Mahfuzah Omar

Ya Allah, Selamatkanlah Aku Dari Sikap Kedekut

Ya Allah, Sesungguhnya aku berlindung kepadamu

daripada kesusahan dan kesedihan

perasaan lemah dan malas

sikap bakhil dan penakut

hutang yang menyibukkan fikiran (dan mengacau hatiku) dan

orang yang menindasku

Amin....

Day 65 - 28/3/2010

It's been 10 days since i last wrote about the challange. The payday has finally arrive since early february. Thank god!. Even with the payday, there are still CC bills that needs to be paid. Thankfully i'm able to control my emotion and desire to spend. hahaha..

Thanks to hubby and oyin for being so understanding. Oyin ni memang tau je kalau mama takde duit. Selalu faham kalau mama kata tak boleh beli itu dan ini. Kalau semua bende dia blh dapat dengan senang, dia tak akan rasa susah dan nak berusaha untuk dapatkan sesuatu.

Sama ada kita sedar ataupun tidak, kebanyakan duit yang ada dibelanjakan untuk anak. Macam oyin, setiap bulan mama n ayah spent untuk makan, pakai kindi, kumon, swmg dan drama. Ini tak termasuk keinginan dia untuk beli toys setiap kali keluar.

Jadi, untuk kawal keinginan dia, she must give something in return to mama and ayah. ie. kena belajar and dengar kata.

So far, she will understand when i said that mama and ayah have to work to provide food on the table and pay for her class fee. She would also understand that she can request for anything but it is up to us to say yes or no.

Merajuk tu biasa lah kan. Asalkan pandai pujuk, lama-lama dia akan faham juga lah..

Skil Memasak

19/3/2010

Oyin : Aduh, sakitnya gigi saya mama.

Mama : Kenapa?

Oyin : Saya rasa gigi saya macam dah nak tercabut la..

Mama : Mari mama tengok.
Ya la sayang, gigi awak macam dah nak tercabut la..
Mari mama cabutkan nak tak?

Oyin : Tak nak.. Nanti saya sakit gigi

Ayah : Mari ayah tolong cabutkan. Nak tak?

Oyin : TAK NAK!!!

Dah berapa hari gigi oyin sakit. Nak makan pun susah. Nak susu lagi susah. Terpaksa gunakan straw kalau nak minum susu.

Kesian sayang mama..

21/3/2010

Oyin : Mama, saya laparlah tapi saya tak boleh nak makan nanti gigi saya sakit..

Mama : Mama buatkan awak bubur nak tak?

Oyin : Nak!. Tapi mama pandai ke masak bubur?

Mama : Mestilah pandai.. sebab mamakan mama..
Nanti kita pegi beli ikan/ayam untuk buat sup. Boleh makan dengan bubur.

Oyin : Okay. TQ mama.

Dah la jarang masak, tak pandai masak pulak tu, malas pun ya jugak. Rasanya tak boleh nak recall kali terakhir masak makan tengah hari/makan malam. Haru betul la..

Bila oyin tanya mama pandai masak ke tak, hati pun terdetik juga. Jadi ke sup yang aku masak ni.

Akhirnya, bila sup ikan kerisi dan bubur nasi siap dimasak, bagi pada Oyin, dia makan sampai tambah. Aduh, terasa bangganya hati. Hahaha..

Kiranya skil memasak yang mama ada ni takdelah teruk sangat walaupun lama tak guna. Nanti bila kakak dah kawin, barulah mama tunjuk skil..

Bila Oyin Pakai Anting2

Dari kecik aku memang x suka pakai barang kemas. Partly because mak memang xde duit nak melayan kemahuan aku and partly sebab aku rasa rimas pakai barang kemas. Rasa tak selesa pun ada juga..

Bila dah besar, kerja, kahwin dan ada anak pun.. aku masih kurang gemar pakai barang kemas. Sebab, duit pun tak berapa nak ada and aku pun tak pernah menyimpan untuk beli emas. So kesimpulannya, memang tak ada dan tak minat nak ada barang kemas. Tapi kalau diberi 1kg emas dalam akaun gold savings passbook maybank @ public bank sure aku x menolak!.

Bila oyin lahir, kalau mak2 lain biasanya rajin belikan anak diaorang barang kemas, aku x beli seurat pun untuk oyin. Sbb aku rimas tengok. Baik belikan dia buku atau alat tulis. Atau simpan je duit dia kat bank.

Sepanjang cuti sekolah bln 12 tahun 2009, oyin banyak kali jumpa sedara mara dia. Bukan setakat jumpa kakak-kakak sepupu, oyin juga berjumpa dengan miss kutu. Ekoran daripada itu, mahkota oyin terpaksa dicantas habis. Memang terasa sayang. Tapi nak buat macam mana, nanti berjangkit pulak.

Bila rambut dah pendek tu, oyin selalu tak suka rambut dia sebab nampak macam boy. Jadinya. mama cadangkan supaya oyin pakai anting-anting. Pujuk punya pujuk, akhirnya oyin pun setuju lah nak pakai anting-anting.

Mama pun bawak oyin g Habib Jewel kat Alpha Angle Wangsa Maju untuk bertindik n cari sekali subang yang sesuai dengan anak mama yang cantik ni..

Tindik telinga yang pertama cuma rasa terkejut je sebab sakit sikit. Bila tindik telinga sebelah lagi terus meraung kesakitan. Hua....

Kesian cik cantik..

Kalau ikut staf Habib tu, kene tunggu 2 minggu baru blh tikar earings sementara tu dengan yang kekal. Tapi sbb oyin tgh excited nak pakai earings, hari2 tanya blh x buka anting2 tu utk tukarkan dengan yang emas.

Sampai satu hari tu, waktu yang sepatutnya buka, anting2 tu agak ketat n susah nak buka. Bila susah nak buka n sakit, oyin terus phobia dan tak benarkan sesiapapun pegang telinga dia.

Sampai lepas balik dr kampung masa raya cina hari tu, mama dgn oji berhempas pulas memujuk lebih sejam utk dia bagi bukak. Sebelum tu anting2 yang sebelah dah tertanggal dia punya lock masa oyin sibuk bermain. Jadi tinggal sebelah je lagi. Buat drama la petang tu.., Kena marah, pujuk, marah lagi... Oyin, Oyin..

Akhirnya, ayah berjaya tarik keluar anting2 tu lepas mama pujuk dia bg telinga dia kat ayah.

Sejak dari tu, oyin langsung tak mau pakai anting2 sebab sakitnya masih terasa. Lubang dia pund ah hampir tertutup..

From Ngalor to Parit Lapis II With Love

My house is located about 3km from the main road heading to Pontian and Johor Bahru. There were about 15 houses located on left and right hand side of the Jalan PARIT Lapis II. It would take about 1 to 2 hours to walk from NGALOR to WETAN.



FYI, in my kampung nobody would use north, south, east and west. Instead, people use ngalor, wetan, kedol and kulon. I think this is javaness way of saying the directions. So, ngalor is where the main road from Pontian to Johor Bahru located. Wetan is the west while kulon is the east. Kidol would be the north.



My house is not really in wetan as Wetan is officially known as PARIT Mat Yakin Barat while my house is located in PARIT Lapis II. So, it is probably the north west or something.



When I was younger, during the days where there's no such thing as mobile phone or internet, where car is a luxury instead of necessity, I would be forced to walk from Ngalor to lovely home IF i do not make an appointment with my mother/brother to pick me up during school/semester break OR is the one and only public phone available broke down.



So, before school holidays, I would have to call mak to tell her that I will be going home on this date, i'll be leaving school at about this hour, I'll take that bus (usually would be the MAJU bus or SOUTH JOHOR bus) and would reach Ngalor approximately Y p.m.

Village folks during those days were also different as compared to today. Sometimes I would hitch hike to reach home if no one is not at home or the phone broke down. There was no such thing as being afraid to strangers as it's where you know everybody or they know your parents/brothers/sisters/gramdmother etc.

But then, with all those difficulties, going home is still a luxury and something that i'll alwasy look forward.

My Village - Seri Bunian, Pontian

Kampung Seri Bunian was opened in 1924 by an Indonesian, Tuan Haji Abdul Wahab. It was previously known as Kampung Sungai Bunyi Hulu. The village is under jurisdiction of Mukim Rimba Terjun, district of Pontian. It was located approximately 8km from the town and about 54km from Johor Bahru.

This peaceful and harmony village was firstly developed by Tuan Haji Wahab and family before being continued by Tuan Haji Othman, Tuan Haji Md. Yakin and Tuan Haji Markom (is this my grandfather? Have to ask mak first to confirm).

While developing the village (which means chopping the woods/forest to make way for houses/roads/schools/mosque etc), the villagers heard/encounter a lot of funny/strange things like strange and misterious voices. Some of them even met these Orang Bunian especially during the construction of Sekolah Kebangsaan Seri Bunian.

In 1958, the late Seniman Agung Tan Sri P. Ramlee produced/directed “Sumpah Orang Minyak” that was a hit among moviegoers and a lovely and hit song “Puteri Bunian” was being played in the radio and in the movie as well of course. Based on this popular movie and song, the villagers suggested that the village's name being changed from Kg Sungai Bunyi Hulu to it's current name, Kampung Seri Bunian.

Kampung Seri Bunian was made official in conjunction with the opening ceremony of Sekolah Kebangsaan Seri Bunian by the then Pontian District Officer, Yang Mulia Ungku Mohammad Salleh.

Seri Bunian's Chief Head (Ketua Kampung)

Tuan Haji Othman -1924-1928
Tuan Haji Md. Yakin - 1928-1945.
Tuan Haji Badron bin San Ropinge - 1946.
Encik Yusof bin Abdul Rahim - 1947-1989.
Encik Muhammad bin Sathi - 1989-2008.
Encik Sarjimin bin Sitor - 2008-2009 (acting)
Encik Hussin bin Ahmed - 2009- current

Source : extract and translated from information obtained from - sribunian.pjk.com.my

Day 55 - 18/3/2010

Fuhh... It's been 55 days since day one. I think i'm able to manage my cash better. The temptation to use the CC has started to diminish along with my needs to use it. If i'm short of money, it's better to use the "walking ATM Machine" instead of resorting to CC. Hahaha....

But then, i'm still struggling to save money to pay the CC balance. Aduh.. bila la CC ni nak abis bayar?.. Kalau ikut perkiraan minimum payment of Rm300 permonth, it will takes 2 years to payoff the debt. This, without considering the so called Financial charged and reusing the CC. Melampau betul interest CC ni!.

Satu cara nak kurangkan beban interest CC ni adalah dengan buat balance transfer. Kalau nak baca lebih lanjut tentang bank mana bagi rate yang paling competitive, blh la baca Personal Money bulan Mac 10.

But then, you will still have to depend on what CC do you have. Although Affin Bank gives the best rate, if you do not have CC from Affin Bank, you still can't make use of the facility. On top of that, we must also consider the penalty imposed for early settlement.

Manalah tau kan, tetiba ada pakcik kayo yang tinggalkan harta dia kat kita masa dia meninggal, blh la settlekan CC tu awal drp perancangan kita. So, kene lah juga tengok kalau early settlement dikenakan penalty atau tak.

Kalau maintain cara hidup sekarang dan teruskan menyimpan, insyaallah usaha akan berjaya dan boleh hidup debt free.

Good Luck!.